Secure Savings for Your Organisation

The CAF Gold Account is a secure savings account designed specifically for charities and social purpose enterprises. Grow your money in an account that allows withdrawals at any time, with no penalties and no fuss.

With instant access to your funds and competitive interest rates, the CAF Gold Account gives your organisation the flexibility to manage reserves while earning returns on your deposits.

Exclusively available for CAF Cash Account customers - You must have a current account with CAF Bank to access our savings products.

1.25%
Gross/AER Variable Interest Rate

Earn competitive interest on your charity's savings with our instant access account

Key Features

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Instant Access

Make unlimited withdrawals from your savings at any time without penalties or notice periods.

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Competitive Interest

Earn 1.25% gross/AER variable interest on your savings balance, calculated daily.

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FSCS Protected

Your deposits are protected up to £85,000 under the Financial Services Compensation Scheme.

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Online Management

24/7 access to your account through our secure online banking platform.

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UK Customer Service

Dedicated UK-based customer service team with sector knowledge and expertise.

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Ethical Banking

Banking with a purpose - supporting the charity sector with specialized financial services.

Account Details

CAF Gold Account Summary

Interest Rate 1.25% Gross/AER Variable
Minimum Balance No minimum required
Maximum Balance No maximum limit
Withdrawal Notice Instant access
Monthly Fees No monthly charges
FSCS Protection Up to £85,000

Eligibility Requirements

To open a CAF Gold Account, you must:

  • Be an existing CAF Cash Account customer
  • Be a registered charity or social purpose enterprise
  • Be based primarily in the UK
  • Have a UK business address
  • Meet our standard account opening criteria
  • Pass our application and verification process

Your application is subject to status and our standard verification procedures. We reserve the right to decline applications at our discretion.

Ready to Start Saving?

Open your CAF Gold Account today and start earning competitive interest on your organisation's reserves.

Apply Now

Your Money is Protected

We're committed to keeping your organisation's funds safe through comprehensive security measures and regulatory protection.


FSCS Protection: Your eligible deposits are protected up to £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. Deposits above this limit are unlikely to be covered.

Regulatory Information:

This product is provided by CAF Bank Ltd.

CAF Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 204451).


CAF Bank Limited Registered office is 25 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4JQ. Registered in England and Wales under number 1837656.